Comments on: Being Cheapskates: We’re finally in style!

By: Kimber

Kimber — Thu, 09 Oct 2008 19:09:25 +0000

Here & I thought we were the only ones. Kimbers last blog post..New Twilight Trailer

By: Linda

Linda — Thu, 09 Oct 2008 18:34:57 +0000

AMEN! AMEN! I feel the same way. Finally it’s cool to be money smart. Finally I don’t feel pressure to buy the latest and greatest. Yay!

By: michelle

michelle — Wed, 08 Oct 2008 21:37:58 +0000

Well… we try not to use our credit card unless we have to. And a sneaky way to save money? When I get home from the grocery store, I look at my receipt and any money I saved by using a coupon or something, I take that amount of money out of my purse (sometimes I have to run a tally because I don’t have a lot of change lying around) and stick the amount I saved in a piggy bank. Because if you save 25 cents on a jar of peanut butter at the store, you’re not really saving it unless you take that 25 cents and put it away somewhere. It all adds up and then before you know it, you can order pizza or get chinese food. And you’re not spending anything out of the budget. I got the idea from my mom. She’s awesome at squirelling money away for stuff.

By: Ariel

Ariel — Wed, 08 Oct 2008 19:57:34 +0000

I’m with ya here. Now, I won’t lie and say that we never use a credit card because it would be just that, a lie. But we are cautious about what we use and when and why. We are in the process of paying it all off too. I can’t wait for it to not be hanging over our heads!!

BTW, I tagged you for a meme! Check out my blog!

By: Sammanthia

Sammanthia — Wed, 08 Oct 2008 06:23:34 +0000

Same here... I'm all about "cheap". I grew up in Poor, and it's not someplace I'd like to go back to. I cut corners where I can... it used to be out of necessity, now it's habit. And credit cards? No way... only in emergencies. I've seen too many people get sucked in that way and it's scary Sammanthias last blog post..Six Highly Uninteresting Things About Myself… Read It And Sleep

By: Susan

Susan — Tue, 07 Oct 2008 21:41:39 +0000

You’re absolutely right. There are lots of others who will be joining you in your thriftiness. My husband and I had a “come to Jesus meeting” about our finances a few months back and are still learning what it means to live within our means. But, in just a few short months, it has made a big difference. I’m so glad we started before this crisis hit, and won’t be freaking out about our spending. It’s just more of the same from here on out.

By: Britt

Britt — Tue, 07 Oct 2008 19:14:23 +0000

This was a great post because you made me realize that things aren’t so bad for my family either. I’ve been really nervous about the economy, but we, too, have very little debt and have lived without a lot of luxury. I just realized that we are fine!

Also, you mentioned neighbors with nice things. If those things were purchased on credit, that’d scary because when the economy is bad, they won’t be able to sell those things when they need to. That’s scary!

By: Moon HalloranLeady

Moon HalloranLeady — Tue, 07 Oct 2008 18:47:41 +0000

Hey, you’ve definitely got the right idea! While I would LOVE to have a credit card for emergencies, I also know it’s way too easy to justify an “emergency”…although I would like to think I would be better at it now than when I was younger. For instance, we had my daughter at the ER last night with her crummy asthma flaring away and bronchitis waiting in the wings. Well, they gave us some meds and some scrips, but the scrips are going to have to wait until Friday when we can buy them (and yes, we have insurance now) because we only have $40 at the moment and Imma need gas to get to work. THAT’s an “emergency”, in my book.

We live in a tiny old house we rent, and drive a 14 yo car with 230,000 miles on it (yes, you read that right), it overheats, and burns oil and gets terrible gas mileage but for now it’ll do until we can afford to get my Ebay car, the Alero fixed.

We don’t have much, but I don’t care about “things”, unless it is medicine or toilet paper. We have love and we are happy and that’s what matters and we count our blessings every day.

By: Randi

Randi — Tue, 07 Oct 2008 18:29:02 +0000

We do have 2 credit cards, but only for emergency purposes - we haven't used them since two years ago when we had to buy oil desperately all winter, and we're still paying them off. But yeah, I know what you mean about not having a big screen tv and stuff like that. We don't even have cell phones (no coverage at my house). Randis last blog post..Still Here